Terms of Service

1. Acceptance of Terms

By accessing or using the Cashu Group website ("Site") and any services provided by Cashu Group ("we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not access or use the Site or our services. These Terms constitute a legally binding agreement between you and Cashu Group.

2. About Our Services

Cashu Group is a capital markets advisory firm that provides investor marketing, equity research, market intelligence, perception studies, call campaigns, brand and design, and related advisory services to publicly listed companies across the ASX, TSX, CSE, OTC, and NASDAQ exchanges.

Our services are provided to corporate clients under separate engagement agreements. This Site serves as an informational resource about our firm, capabilities, and market insights, and provides a means for prospective clients and subscribers to contact us and subscribe to our publications.

3. No Investment Advice

Nothing on this Site constitutes financial advice, investment advice, trading advice, or any other form of advice. The content published on this Site, including blog posts, case studies, research summaries, and market commentary ("Content"), is provided for general informational and educational purposes only.

You should not rely on any Content as the basis for making any investment, financial, or other decisions. You should consult with a qualified financial advisor, licensed broker, or other professional before making any investment decisions.

Past performance of any securities, campaigns, or strategies referenced on this Site is not indicative of future results. Case studies and metrics presented reflect historical campaign data and are not guarantees of future outcomes.

4. Regulatory Disclosure

4.1 Australian Financial Services

Cashu Technologies Pty Ltd is an Authorised Representative (AR No. 001318029) of Adviser Solutions Group Pty Ltd (ABN 88 601 875 521) (AFSL 485946) ("ASG"). Cashu provides only general financial product advice.

You should note that general advice does not relate specifically to you and is prepared without taking into account any of your objectives, financial situation, or needs. As a result, before acting on the general advice, you should consider the appropriateness of the advice, having regard to your objectives, financial situation, and needs.

You should consider seeking the advice of relevant legal, taxation, superannuation, financial, and/or other relevant advisors before the information is acted on. The general advice provided relates to securities which are listed on an exchange (usually the Australian Stock Exchange).

You should consider any information published by the listed company (including, without limitation, any prospectus, ASX announcements, or other investor updates published by the relevant company) before acquiring or investing in any shares. Whilst Cashu has taken reasonable care, there is no guarantee by either Cashu or its AFSL provider, ASG, that the information on this website or in any research report is accurate or up to date.

Cashu or Cashu Group may receive fees for research or corporate communication services from companies mentioned on this website. Cashu, its directors, employees, or associates may hold or trade securities in these companies and may change such holdings without notice.

4.2 United States — Securities Act Section 17(b)

In accordance with Section 17(b) of the Securities Act of 1933, as amended, Cashu Technologies Pty Ltd ("Cashu Group") hereby discloses that it is engaged and compensated by publicly listed companies ("Issuer Clients") for investor awareness, marketing, and corporate communication services.

The nature and amount of consideration received by Cashu Group from each Issuer Client is set forth in separate engagement agreements between Cashu Group and the respective Issuer Client. Compensation may include cash fees, stock options, warrants, or other forms of consideration as specified in those agreements.

All content published by Cashu Group regarding its Issuer Clients — including, but not limited to, research reports, case studies, social media posts, email campaigns, and website content — should be evaluated in light of this paid relationship. Cashu Group's promotional materials are not independent research and should not be relied upon as the sole basis for any investment decision. Readers and investors should conduct their own due diligence and consult a licensed financial professional before making any investment.

5. Intellectual Property

All content, materials, trademarks, logos, graphics, design elements, text, images, software, and other intellectual property displayed on or available through this Site are the property of Cashu Group or its licensors and are protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, republish, download, store, or transmit any material from this Site without our prior written consent, except for your own personal, non-commercial use where a single copy of page content may be stored temporarily for viewing purposes.

6. User Submissions

When you submit information through our Site, including inquiry forms, case study requests, email subscriptions, or meeting requests, you represent and warrant that:

• The information you provide is accurate, current, and complete
• You have the authority to submit such information
• Your submission does not violate any applicable law, regulation, or third-party rights
• You are not impersonating any person or entity

We reserve the right to refuse, remove, or edit any submissions at our sole discretion.

7. Newsletter and Subscriptions

By subscribing to "The Ledger" or any other Cashu Group publication, you consent to receive periodic emails containing market insights, research, and related content. You may unsubscribe at any time by contacting us directly or using the unsubscribe mechanism provided in our communications.

We reserve the right to modify, suspend, or discontinue any publication at any time without notice. Subscription to our publications does not create a client-advisor relationship.

8. Third-Party Links and Services

This Site may contain links to third-party websites, services, or tools, including meeting scheduling platforms. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites or services. Your interactions with third-party services are governed by their respective terms and policies.

9. Disclaimer of Warranties

THIS SITE AND ALL CONTENT, MATERIALS, AND SERVICES PROVIDED THROUGH IT ARE MADE AVAILABLE ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

TO THE FULLEST EXTENT PERMITTED BY LAW, CASHU GROUP DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CASHU GROUP, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, BUSINESS OPPORTUNITIES, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SITE OR OUR SERVICES.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SITE EXCEED THE AMOUNT YOU HAVE PAID US, IF ANY, IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE LIABILITY.

11. Indemnification

You agree to indemnify, defend, and hold harmless Cashu Group, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising out of or in connection with your use of the Site, your violation of these Terms, or your violation of any applicable law or regulation or the rights of any third party.

12. Confidentiality

Any non-public information shared between you and Cashu Group in connection with a prospective or active engagement is considered confidential and shall not be disclosed to third parties without prior written consent, unless required by law or regulation. This obligation survives the termination of any engagement or your use of this Site.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Australia. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of New South Wales, Australia. Notwithstanding the foregoing, we reserve the right to seek injunctive or other equitable relief in any court of competent jurisdiction.

14. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting the updated Terms on this page with a revised "Last updated" date. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

15. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

16. Contact

If you have any questions about these Terms of Service, please contact us at: